FAQ
FAQs
What are the basic requirements for loan approval?
Revenue exceeding 50 million SEK and positive cash flow.
How much can I lend?
We offer corporate loans between 10 and 50 million SEK.
What is the interest rate on your loans?
Each loan application is evaluated individually, and the interest rate offered is determined by SHF’s assessment of the company’s creditworthiness.
How long is the repayment period?
We offer a repayment period of 1 to 5 years on our corporate loans.
Is it possible to repay the loans early?
Yes, it is possible to repay the loans early. The terms for early repayment are determined individually for each loan.
What information does SHF need in order to make decisions on loans?
Business description, balance sheet, income statement, budget and forecasts.
What collateral is needed?
SHF evaluates collateral requirements individually with each borrower.
· Corporate mortgage
· Mortgage on real estate
· Parent company guarantee
· Personal guarantee
· Pledge of shares
What are the sustainability requirements?
Sustainability requirements are determined individually for each borrower. Our loans are intended to support the process of companies transitioning towards sustainability as well as already sustainable companies.
